The CrediAmigo program: urban productive inclusion through microcredit
Other contributors
Publisher
World Without Poverty (WWP)
Source
Language
Country
País::BR:Brasil
Type
Estudo de Caso
Physical description
Número de páginas: 40 p.
Date
Rights holder
World Without Poverty (WWP)
Classification
Abstract
The fifth issue of the WWP Case Study series focuses on a phenomenon that has had an impact on the entire current market microcredit in Brazil: the CrediAmigo, launched by the Banco do Nordeste(BNB) in 1997, is now one of the best consolidated programs of its type in the whole of Latin America. The BNB experience is remarkable in that the bank has not only provided credit services to informal entrepreneurs for over 20 years, but has also succeeded in expanding its services while remaining operationally and financially sustainable. The BNB portfolio has more than two million active customers, and a low default rate among borrowers. The case study explores the continuous innovation and pace of change in business models, guidelines and regulations applicable to this type of financial service.
Educational description
Intended end-user role
Educational context
SDG subject
Additional description
Esta publicação faz parte de uma série de estudos de caso da Iniciativa Brasileira de Aprendizagem por um Mundo sem Pobreza (WWP, por seu acrônimo em inglês).
License
Termo::Autorização: O autor da obra autorizou a Escola Nacional de Administração Pública (ENAP) a disponibilizá-la, em Acesso Aberto, no portal da ENAP, na Biblioteca Graciliano Ramos e no Repositório Institucional da ENAP. Atenção: essa autorização é válida apenas para a obra em seu formato original.